Real estate appraisal services for homeowners in the city of Stuart and Martin County
The top 7 reasons why FL homeowners call on Polaris Real Estate & Appraisal, Inc.:
Own a home in or near Stuart, FL and need help deciding the price of it?
At Polaris Real Estate & Appraisal, Inc., we understand the special needs of a customer in need of appraisal services. Our customary business clients understand the appraisal process and the standard reporting formats. But as a general consumer,you can expect extra guidance and explanations through the appraisal process to understand what we do and how we document our findings.
For Sale By Owner (FSBO)/Pre-Listing Services
It's very hard to be objective about your house because you most likely have an emotional attachment to it. Our professional appraisers at Polaris Real Estate & Appraisal, Inc. are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your property will attract interested buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer. It gives you something concrete to show your buyer. It's an independent third party's opinion of your property's value, and not just how much your house is worth. Interested buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value report than yours.
Appraisals to cancel PMI
PMI stands for Private Mortgage Insurance. A popular way to cut costs for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're experts in helping consumers just like you rid yourselves of unwanted PMI insurance.
Challenging Martin county's assessment of your property
Your local tax assessor may have your house overvalued if your house is not appreciating as much as other properties nearby. That only means you're probably paying more taxes than you should. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An expert appraisal from Polaris Real Estate & Appraisal, Inc. is your strongest weapon when contesting your property tax assessment.
HELOC recently frozen?
Even if your specific property has not declined in value, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area. This can this be unsuitable from a cash flow point of view, and harmful to your credit score since it may appear as though that credit line is maxed out. Polaris Real Estate & Appraisal, Inc. can help you reinstate your home equity line of credit with efficient appraisal.
We Offer Field and Desktop Appraisal Review Services
Would you like a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you need a veteran appraiser to double-check your appraisal for accuracy? An appraiser from Polaris Real Estate & Appraisal, Inc. can go out and check the subject and comparables in question in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Polaris Real Estate & Appraisal, Inc. can We can assist you. While usually requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your property.